simekaconsult

How will the 2018 budget speech affect your budget?

We take a look at examples ranging from how the increase in Value Added Tax (VAT) will affect a basket of groceries to the relief on medical aid premiums.

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2018 Budget Review highlights

 

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Does forecasting long-term after-inflation investment returns matter?

By Marcus Rautenbach, Principal Investment Consultant and Marian Gordon, Associate Investment Consultant

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Two Words: Compound interest!

By Chiara Sewpersadh, Associate Investment Consultant

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DO YOU HAVE A WILL?

A will is the last gift that you leave to your family and loved ones. We look at how a will, intestate succession and your beneficiary nomination form intersect.

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In-Fund Living Annuities: The Power of Scale

By Freddy Mwabi, Actuarial Specialist

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What power do women have over finances?

On average women tend to outlive men by up to seven to ten years, according to the World Health Organisation (WHO); additionally, they have longer breaks away from work due to maternity leave and generally earn 15% to 17% less than their male counterparts.

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Beneficiary Funds – Do they Offer Good Value?

By Ryan Campbell-Harris, Associate Actuary

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Its women's month - We are taking a closer look at why women need to save more for retirement

Too often women find themselves in financial hardship as a result of lack of savings, and often don’t think about the possibility of themselves ending up single in the future or due to unforeseen circumstances.

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The real cost of buying that dream car on credit

Millennials Tom and Jack, who earn much the same salary, can afford to finance a car that costs R500 000. Tom, buys his dream car on credit but Jack, takes another route ….

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