Webmaster

National Wills Week

A Will guarantees that your wishes will be carried out, after your death. It is the final legal contract of your life – but that’s no reason to leave it until the last minute! Although thinking about our own passing is something almost all of us avoid, we do tend to worry about what will happen to our loved ones when that day comes. So why not do what you can for them, right now?

Read More

Celebrating Women’s Month

At this time of the year, it’s normal to take a step back and pause in admiration at just how much the women in our lives do for us. Many of our wives, partners, mothers, sisters and daughters have embraced multiple roles as homemakers, breadwinners, and caregivers.

Read More

Chasing Financial Freedom

The goal of financial freedom is not to be reliant on other people to meet your financial needs.

Read More

Time to manage RISK

Some retirement fund members may have noticed that the value of their retirement savings has not increased much over the past year. These members are worried and unsure why their savings are not growing. As the growth is not satisfactory, the questions in their minds are:

Read More

Market Insight: 10 Years Later

It is ten years ago that the sub-prime housing loan debacle and the then Global Financial Crisis hit the world. The wise men and women at the helms of global economies steered us through what could have been calamitous times, but we still feel the after-effects of what we hope to be a once-in-a-lifetime event.

Read More

Treating Customers Fairly and Retirement Funds

The Financial Services Conduct Authority (FSCA) (formerly, the Financial Services Board) will in future have a greater focus on customer fairness outcomes (over and above checking compliance with specific rules-based provisions) when conducting on-site visits or when complaints or business practices are investigated. These Treating Customers Fairly (TCF) requirements are contained in four draft notices published for comment in October 2017.

Read More

Enabling total wellness outcomes

Employee assistance programmes or wellness programmes have become widespread across South African employers – for good reason. There is an increased prevalence and impact of lifestyle-related diseases in the workplace – diseases such as diabetes, pulmonary conditions and heart disease – at younger ages than in the past. Much of this may be attributed to behaviour such as inactivity, smoking, poor nutrition and alcohol consumption.

Read More

Trustee investment responsibility and regulation

We have recently seen increased monitoring and surveillance of retirement fund investments by the regulatory authorities, the Financial Sector Conduct Authority (FSCA – formerly, the FSB) and the South African Reserve Bank (SARB).

Read More